Based on the way we are wired as humans; our memories are constantly changing over time. Remembering is dominated by the perspective we have in the current moment. We have an ‘experiencing self’ and a ‘remembering self.’ Your experiences of things are continuous in real time and associated with all sorts of feelings and thoughts and sensations. And then in the cold light of reason you have this remembering self in a completely different context, trying to make sense of yourself, a person with a very narrow window of experience.
_________________________
Reflecting on life lessons learned from someone turning 60 including distractions, ego, legacies, thoughts and hanging out with people you like.
_________________________
A look at why young adults are the ones most in crisis with mental health. A recent study found that 36 percent of participants ages 18 to 25 reported experiencing anxiety and 29 percent reported experiencing depression—about double the proportion of 14-to-17-year-olds on each measure. Older adults, often depicted in popular culture and news commentary as isolated and unhappy report the lowest levels of anxiety and depression.
__________________________
Every generation will complain that the youth are getting soft, while the young people will complain that the previous generation had it easy. Same as it ever was.
__________________________
How to negotiate with real estate agents today.

__________________________
The following graphs show the dividend yields for the S&P 500, MSCI World (all developed stock markets including the U.S.), MSCI EM (emerging markets) and MSCI EAFE (developed markets excluding the U.S.).


Here is the MSCI EAFE forward P/E ratio (stock prices relative to their projected earnings over the next 12 months). The higher the number, the more expensive the market. The S&P 500 is currently at 23. It would be close to being off the chart it is so expensive relative to the rest of the developed world.
